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Determine whether you are prepared for the future by choosing one of the following assessments

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Securing your family: Death

Expected investment growth %
Expected inflation %
Monthly gross income of your surviving spouse
Expected amount of working years for your spouse
Monthly gross income required by your family
Current age of your spouse
Estimated years your family will require income
Total value of your estate assets (e.g. property, vehicles, furniture etc.)
Total potential value of assets turned into cash by your spouse
Total value of your liabilities (e.g. bond, credit card debt, personal loans etc.)
Total cover on your life
Present value of your total investments
Present value of your total retirement funding (e.g. pension, retirement annuities etc.)


Income Summary
Monthly income available	0
Monthly income required	0
Monthly shortfall/excess	0
Capital Summary
Initial available cash	0
Initial liabilities and expenses	0
Initial shortfall/excess	0
Assessment
Funds available will provide an income for	years
Additional cover required	capital
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Assumptions

Assumption #1 : Your spouse's salary will increase by inflation
Assumption #2 : You have estimated your family’s income needs fairly accurately
Assumption #3 : You realise that this is an estimation - and does not take children or dependants term of requirement into account
Assumption #4 : You have taken ALL your assets into consideration
Assumption #5 : Immediate expenses, duties, taxes, accruals and other
expenses have been excluded from this assessment
Assumption #6 : You are confident that your life cover is active and not payable to a third party
Assumption #7 : The fund values of your investments are up to date
Assumption #8 : Your retirement instruments are divorce decree proof

Cash Flow